Automotive Loans

Car finance, made simple with New Start.

Whether you're upgrading, buying your first car, or refinancing, New Start Finance offers fast, flexible car loans that put you in the driver’s seat — without the stress or runaround. We work with a panel of over 30 lenders to find the right loan at the right rate — no matter your credit history or who you're buying from.

Why choose us for auto finance?

Pre-approval in 24–48 hours

Know your budget before you start shopping.

New, used, or private sales

Dealer, auction, or direct from a seller — we’ve got the right solution.

All credit types welcome

Bad credit? Self-employed? We help where others won’t.

Fast, friendly, human support

Online ease, with real people behind the scenes.

Flexible terms & competitive rates

We compare lenders so you don’t have to.

How it works:

Apply online

Know your budget before you start shopping.

Get matched

We compare options across trusted lenders.

Get approved

Often within 1–2 business days.

Drive away

With confidence, knowing you got a great deal.

What can you finance?

New or
used cars

Motorbikes
and scooters

Utes, vans and commercial vehicles

Private or dealer purchases

Refinancing
an existing loan

Need to check if your vehicle is eligible? Get in touch

Specialising in car finance for:

Everyday employees (PAYG)

Contractors and sole traders (ABN holders)

First-time buyers

People with previous credit issues

Refinancers looking for a better rate

No matter your situation — we’ll work hard to get you the approval you need

What you’ll need.

To help speed things up, it’s great to have:

Driver’s licence

Proof of income (payslips or bank statements)

Employment or ABN details

Vehicle information (if already chosen)

No matter your situation — we’ll work hard to get you the approval you need.

Ready to get started?

It takes just a few minutes to apply — no hidden fees, no pressure.

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Real people. Real results.

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The dream starts here.

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Starting a dream is exciting, but securing the right loan can be a hassle. We can make it easy with fast, expert financing —so you can focus on enjoying the journey ahead